Privay policy
Privay policy
Privay policy
MAY 2025
MAY 2025
MAY 2025
Last Update
Our privacy policy details how we collect, use, and protect your personal information. The latest update, effective from [May 2025], emphasises our commitment to safeguarding your data and enhancing transparency regarding our data practices. Key changes include updates on data retention periods, user rights regarding their information, and how we handle third-party data sharing. We encourage users to review the updated policy to understand how their information is managed and to ensure their privacy preferences are respected. By using our services, you consent to the practices outlined in the revised privacy policy.
NovusQuo Pty Limited
NovusQuo is a Corporate Authorised Representative (CAR 001313111) of AFSL holder 000305573.
Introduction
This Important Information relates to NovusQuo Pty Ltd (ABN 71 682 090 571) (“NovusQuo”, “we,” “our,” or “us”).
NovusQuo is a Corporate Authorised Representative (CAR 001313111) of AFSL holder 000305573.
Terms of Use
Included in this Important Information are Terms of Use. By accessing this website and any pages hereof, you confirm that you have read, acknowledge and agree to be bound by this Important Information. If you do not agree to these Terms of Use, do not access this website.
NovusQuo reserves the right to change these Terms of Use and the Disclaimers below. You are responsible for regularly reviewing this information, and your continued use of this website constitutes agreement to all such changes.
Jurisdiction and Governing Law
These Terms of Use are governed by the laws of New South Wales, Australia. You agree to submit to the exclusive jurisdiction of the courts of New South Wales in relation to any legal action arising in connection with this website.
Disclaimers
The information and materials on this website are general information only.
The products and services described in this website are available to wholesale clients who are Australian residents. These products and services may also be available to investors from other jurisdictions where the offer may be lawfully made. Further information can be located in the relevant offer document.
This website is not an offer or a solicitation of any action by any recipient and is not a statement of all information which a prospective investor would consider material, nor is it intended to form the basis of any investment decision. None of the information contained on this website is a recommendation to invest in any securities and this website is not intended to provide the principal basis of any investment decision. Potential investors should read all disclosure documents that relate to an investment before making any investment decision.
This website does not constitute financial product, investment, legal, accounting, taxation or other advice and should not be considered as a recommendation by NovusQuo or any other person to acquire any investments.
In preparing this website, NovusQuo has not taken into account the personal objectives, financial situation or needs of any recipient. You must make your own independent assessment and obtain your own independent advice with respect to the information in this website, or any other matters arising in connection with this website (including related disclosure documents).
You cannot rely on any statement set out in this website and no representations or warranties, express or implied, are made in relation to the accuracy, reliability or completeness of the information provided in this website or any other information relating to NovusQuo or its associated entities otherwise provided to you. NovusQuo accepts no responsibility for any errors or omissions from the information on this website or for any action taken in reliance on it.
This website may include forward-looking statements. Such statements are only predictions and are subject to inherent risks and uncertainty. Forward-looking statements reflect the reasonable views held by NovusQuo as at the date of preparing this website. Past performance is not an indicator of future performance. Expected or forecasted returns may not reflect actual performance. Any displays of potential investment opportunities are for sample purposes only and may not actually be available to investors.
To the maximum extent permitted by law, NovusQuo excludes any liability that may arise due to your use of this website and/or the information or materials contained in it. You agree to indemnify us for any loss or liability arising out of your use of this website.
No person other than NovusQuo has authorised, permitted or caused the issue of any statement in this website.
Copyright and Intellectual Property
All content on this website, including text, graphics, logos, icons, and software, is the property of NovusQuo or its licensors and is protected by Australian and international copyright and intellectual property laws. No part of this website and no content may be copied, reproduced, uploaded, posted, translated or distributed in any way to another website or medium without the NovusQuo’s prior written consent.
Electronic Communications Disclaimer
Communications sent to or from NovusQuo via email or through this website are not secure and may be intercepted. NovusQuo accepts no liability for any damage caused by any virus transmitted by email.
Website Security and User Conduct
While we take reasonable steps to protect information transmitted to us, we cannot guarantee the security of any data transmitted via the internet.
You agree not to attempt to interfere with the proper working of this website, including any hacking or unauthorised access.
Wholesale Client Definition
The information and materials contained in this website have been prepared for accredited wholesale clients only, as defined by Corporations Act 2001 (Cth) and in accepting the content of this website, you warrant that you are such an investor.
Complaints and Dispute Resolution
NovusQuo is committed to resolving any complaints promptly and fairly. If you have a concern, please contact us at info@novusquo.com
Privacy policy
Our Privacy Policy contains important information about the collection, use and disclosure of information collected from clients and stakeholders of NovusQuo.
A copy of our Privacy Policy can be found here.
Cookies
This website utilises cookies. If you do not have cookies enabled in your web browser some functions of the site may not work` as intended.
Links
Our website may contain links to other websites not owned or operated by NovusQuo. We do not accept liability for the availability or content of these sites and urge you to read their terms and conditions before use.
Version: July 2025
Novus Quo Pty Limited
1. Introduction
NovusQuo Pty Ltd (ABN 71 682 090 571) (“NovusQuo”, "we," "our," or "us") is committed to protecting your privacy. This Privacy Policy outlines how we collect, use, disclose, and manage your personal information in accordance with the Privacy Act 1988 (Cth) and the Australian Privacy Principles (APPs).
By using our website, social media, products or services, you agree to the collection, use, and disclosure of your personal information as described in this Privacy Policy.
2. Collection of
Personal Information
We may collect the following types of personal information:
Personal Identification Information: Name, date of birth, gender, residential address, Tax File Number, email address, phone number, and other contact details.
Financial Information: Bank account details, credit card information, transaction history, details of employment, income, assets and other financial details necessary for providing our services.
Identification Documents: Government-issued identification such as a driver's license, passport, or Medicare card.
Employment and Income Information: Employment status, salary details, and other relevant employment information.
Digital Information: We may collect information from you electronically when you interact with us online. This may include your IP address, browser type, operating system, and information about your use of our website and/or mobile applications.
3. How We Collect Your Information
We may collect personal information directly from you when you:
Enquire about, apply for or use our financial products and services.
Communicate with us via email, phone, or other communication channels.
Use our website or mobile applications.
Participate in surveys, promotions, or competitions.
Engage with us on social media.
We may also collect your information from third parties, such as credit reporting bodies, government agencies, or other financial institutions, where you have consented to the disclosure or where it is required by law.
4. Use of Personal Information
We use your personal information to:
Provide, manage, and enhance our financial products and services.
Verify your identity and conduct credit checks.
Process transactions and manage accounts.
Communicate with you about your account, our products, services, and promotions.
Comply with legal and regulatory obligations.
Detect and prevent fraud, misconduct, or other unlawful activities.
Improve our website, services, and customer experience.
5. Disclosure of Personal Information
We may disclose your personal information to:
Our related companies, affiliates, and partners.
Service providers and third parties who assist us in providing our services, including IT, payment processing, and marketing service providers.
Credit reporting bodies and financial institutions.
Government agencies, regulators, or law enforcement where required or authorised by law.
Any other party with your consent or as required to provide our services to you.
6. Cross-Border Disclosure
We may disclose your personal information to entities located outside Australia. When doing so, we take reasonable steps to ensure that the overseas recipient does not breach the APPs concerning your personal information.
7. Security of Personal Information
We are committed to ensuring the security of your personal information. We use various security measures, including encryption, firewalls, and secure access controls, to protect your information from unauthorized access, misuse, or disclosure.
8. Access to and Correction of Personal Information
You have the right to access and correct your personal information held by us. If you wish to access or correct your information, please contact us using the details provided below. We will respond to your request within a reasonable time frame and in accordance with the Privacy Act.
9. Complaints and Enquiries
If you have any concerns or complaints about how we handle your personal information, please contact us at:
NovusQuo Pty Ltd
Suite 602,
100 Walker St,
North Sydney, NSW 2060
complaints@novusquo.com
[Phone Number]
We take privacy complaints seriously and will respond promptly to your concerns. If you are not satisfied with our response, you may refer your complaint to the Office of the Australian Information Commissioner (OAIC).
10. Updates to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The updated policy will be posted on our website, and the date of the last update will be noted at the top of the policy.
11. Contact Us
If you have any questions about this Privacy Policy or our privacy practices, please contact us at:
The Privacy Officer
Novus Quo Pty Ltd
Suite 602,
100 Walker St,
North Sydney, NSW 2060
privacy@novusquo.com
[Phone Number]

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